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    • What is Credit Monitoring?

      It’s an “early warning system” to alert you, by email, of changes in your credit report such as a new address, posting of late payments, fraud alerts, etc. Monitoring your credit is like taking a daily vitamin to keep you healthy.
    • What is a Credit Report?

      A report that shows a record of a person’s payment history on loans, credit cards, etc. Most lenders report a person’s credit payment information to credit bureaus. A lot of folks check their credit report from time to time to make sure the information about them contained in the report is correct.
    • What is a Credit Score?

      A number that indicates a person’s credit risk; credit risk means the risk that you will, or will not, timely pay a debt.